Absolutely—immigrants can file insurance claims in Florida if they’re involved in a motor vehicle accident, regardless of their immigration status.
If you’ve been hurt in a crash, don’t wait around wondering.
Talk to a Miami car accident lawyer today and make sure you get the care—and compensation—you deserve.

Whether you’re here on a visa, as a permanent resident, or even undocumented, Florida law does not discriminate when it comes to personal injury protections and insurance rights. The moment you’re injured in a crash, you’re entitled to seek compensation—just like anyone else on the road.
💡 Here’s the reality:
Insurance companies don’t care about your immigration status.
They care about who was at fault and what your injuries cost them.
Let’s break it down with an example:
🚗 Real-World Example:
Imagine Juan, an undocumented construction worker in Miami, is rear-ended on I-95 while driving home from work.
His car is totaled, and he’s got whiplash and a fractured wrist.
- Even though Juan doesn’t have U.S. citizenship, he can still:
- File a claim with the at-fault driver’s insurance
- Use his own Personal Injury Protection (PIP) coverage, if he has it
- Hire a Miami car accident lawyer to file a personal injury lawsuit, if needed
🗣️ Think of it like this:
Getting injured in a crash is like slipping on a banana peel—gravity doesn’t check your passport before you fall, and neither does the law when it comes to protecting your rights.
✅ What Matters Most:
- Proof of injury
- Medical treatment records
- Police report and crash documentation
- Insurance policies involved
- Legal representation to fight back if you’re denied coverage
📞 Bottom line?
Immigrants have rights. But you may need a knowledgeable Miami car accident lawyer to protect those rights and deal with any tactics an insurance company might use to intimidate you.
If you’ve been hurt in a motor vehicle accident, don’t wait around wondering.
Talk to a Miami car accident lawyer today and make sure you get the care—and compensation—you deserve.
